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We have some great San Antonio neighborhoods and areas to check out such as Inwood, Deerfield, Sonterra, Stone Oak, Summerglen, Sendero Ranch, Fossil Creek, Fossil Ridge, Alamo Ranch, Anagua Springs Ranch, Bella Vista, Bentley Manor, Blanco Bluffs, Blanco Woods, Blossom Park,Bluffview Estates, Bluffview Estates of Camino Real, Bluffview Greens, Boerne, Braun Station, Braun Heights, Brook Hollow, Bulverde, Canyon Lake, Castle Hills, Castroville, Canyon Oaks, Champion Springs, Churchill Estates, Cibolo Bluffs, Cielo Ridge, Clementson Ranch, Country Place, Coveney Ranch, Cordillera Ranch, Cross Mountain Ranch, Crownridge, Deer Hollow, The Dominion, Elm Creek, Emerald Forest, Encino Park, The Vineyard, Enclave at Vineyard, Estancia, Estates at Champions, FaIr Oaks Ranch, Fairways of Sonterra, Georgian Oaks, Gold Canyon, Greystone, Helotes, Hidden Forest, hill Country Village, Sonoma Ranch, Hollywood Park, Huebner Oaks, Hunters Creek, Hunters Creek North, Inwood Estates, Inwood Forest, Huntington Place, Inwood Place, Inverness, King William, Limestone Ranch, Los Reyes Canyons, Mission Ridge, Monte Vista, New Braunfels, Oak Hills, Park at Vista Del Norte, Park Forest, Parkwood, The Pinnacle, Hunters Chase, Pipe Creek,Promontory Pointe, Promontory heights, Redland Oaks,Redland Ranch, Renaissance at the Dominion, Retablo Ranch, River Crossing, River Oaks, Rogers Ranch, Roseheart, San Antonio Ranch, Scenic Oaks, Sedona, Shavano Creek, Shavano Park, Sonoma Ranch, Summerfield, Tapatio Springs, Terra Bella, Thousand Oaks, Timberwood Park, Trailwood, Turkey Point, Tuscany Heights, Vista del Norte, Whispering Oaks, Alamo Heights, and Schertz-Cibolo.

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Looking for just the right home? Use our FREE Quick Search or Map Search to browse an up-to-date database. And Dr. Watson, just what is my home worth? Cherlock Homes will do a FREE analysis for you! email Cherlock at cher@HouseSanAntonio.comLooking for just the right home? Use our FREE Quick Search or Map Search to browse an up-to-date database. And Dr. Watson, just what is my home worth? Cherlock Homes will do a FREE analysis for you! email Cherlock at cher@HouseSanAntonio.com! Looking for just the right home? Use our FREE Quick Search or Map Search to browse an up-to-date database. And Dr. Watson, just what is my home worth? Cherlock Homes will do a FREE analysis for you! email Cherlock at cher@HouseSanAntonio.com! Don't forget to ask us about our referral program!Looking for just the right home? Use our FREE Quick Search or Map Search to browse an up-to-date database. And Dr. Watson, just what is my home worth? Cherlock Homes will do a FREE analysis for you! email Cherlock at cher@HouseSanAntonio.com! Don't forget to ask us about our referral program!Looking for just the right home? Use our FREE Quick Search or Map Search to browse an up-to-date database. And Dr. Watson, just what is my home worth? Cherlock Homes will do a FREE analysis for you! email Cherlock at cher@HouseSanAntonio.com! Don't forget to ask us about our referral program!Looking for just the right home? Use our FREE Quick Search or Map Search to browse an up-to-date database. And Dr. Watson, just what is my home worth? Cherlock Homes will do a FREE analysis for you! email Cherlock at cher@HouseSanAntonio.com! Don't forget to ask us about our referral program! Looking for just the right home? Use our FREE Quick Search or Map Search to browse an up-to-date database. And Dr. Watson, just what is my home worth? Cherlock Homes will do a FREE analysis for you! email Cherlock at cher@HouseSanAntonio.com! Don't forget to ask us about our referral program!

 


WELCOME to CKM House San Antonio Real Estate...we hope to be your "Cherlock Homes" of Real Estate...

 

Welcome to the premier resource for all real estate information and services in the area. We hope you enjoy your visit and explore everything our realty website has to offer, including San Antonio area real estate listings, information for homebuyers and sellers, and more About Us, your professional San Antonio area Realtors.

Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of all available properties in the area, or use our Dream Home Finder form and we will conduct a personalized search for you.

If you're planning to sell your home in the next few months, nothing is more important than knowing a fair asking price. We would love to help you with a FREE Market Analysis. We will use comparable sold listings to help you determine the accurate market value of your home.


 

Texas Real Estate

Learn from others’ homebuying and selling mistakes

Sometimes it's better to learn from other people's experiences than your own ... especially when it comes to mistakes. You get the benefits of wisdom without paying the price of failure.

Texas REALTORS® are offering that type of opportunity with a free 14-page download filled with valuable tips for homebuyers and sellers. This guide includes advice from REALTORS® and lists dozens of expensive mistakes they've seen people make. You can learn which remodeling projects have the highest return on investment, what the most important activities are before putting your home on the market, a list of common steps in purchasing a home, and more.

Of course, working in person with a Texas REALTOR® is the best way to proceed with any real estate transaction. In the meantime, check out this free guide titled Now that's a smart move

One issue that even a divided Congress agrees on

In Lehman’s Terms

We hear it over and over: Washington is broken.

The phrase is especially popular every four years, when both major political parties host their national conventions to officially nominate their candidates for president and adopt their party platforms.

It’s always interesting to see the deep divisions that characterize both parties. However, I find it intriguing that inherently both platforms and major candidates seem to always agree on one thing: the political system in Washington, D.C., needs fixing.

Regardless of a candidate's party or whether that party is in or out of power, each candidate seems to rail against "the system," calling it broken, bloated, and bureaucratically bankrupt. 

A challenging time for legislation

Adding to the malaise, the government almost comes to a halt during this period, as Congress adjourns for the summer and lawmakers return to their districts to focus on their constituents and re-election.

So, what happens if you need to get something done in Washington, D.C., during this do-nothing period? Conventional wisdom and every legislative insider will say, “Nice try, but don’t waste your time or mine when nothing is going to pass.”

This is the situation REALTORS® found themselves in during the closing days of the 114th session of Congress.

Fighting for homebuyers this summer

Hard-fought legislation known as H.R. 3700, the Housing Opportunity through Modernization Act, was designed to make homeownership more accessible for many low-income and first-time homebuyers. The bill unanimously passed the House of Representatives in February, but was stalled in the U.S. Senate as lawmakers and special-interest groups attempted to add their less popular legislation to this bill. 

So with only a few weeks left until the Senate recess, REALTORS® took matters into their own hands to get this bill out of Congress.

In less than one month, REALTORS® generated 139,660 supportive messages to members of the Senate. This included 13,973 calls, emails, and text messages to both Texas senators. Their message was clear: H.R. 3700 was too important to local economies and housing markets that are still trying to recover from recent economic downturns to become victim of insider power plays and manipulations.

The message was received loud and clear—the U.S. Senate unanimously passed the measure as one of its final actions before adjourning on July 15.

Make the call to make a difference

In Lehman's terms, the unanimous passage of H.R. 3700 is an example of what can be accomplished when individuals make their voices heard on Capitol Hill. Lawmakers are there to serve the public, and sometimes the public just needs to remind them of that … like almost 140,000 REALTORS® did over the last few weeks.

I believe the system works when citizens are willing to make the calls.   

Mark Lehman is vice president of Governmental Affairs for the Texas Association of REALTORS®. 

Avoid these mistakes between loan approval and closing

You've been careful with your finances, saved for a downpayment, and finally received approval for a mortgage loan. It’s time to celebrate, right?

Not yet. Your lender will recheck your credit right before closing. Don't give him or her reason to question your creditworthiness by making these mistakes:

1. Changing jobs

Changing employers could mean delays due to employment and salary verifications. Of course, you shouldn't ignore a great career opportunity. It means only that optional moves should wait.

2. Making a big purchase

Your debt-to-income ratio is an important factor when being considered for a loan. If you add to your debt by purchasing a car or boat, you risk exceeding the ratio that your lender finds acceptable. 

3. Opening credit accounts

You might apply for a credit card so you're ready to buy furniture for your new house. But similar to taking on new debt, applying for a new credit account can harm your mortgage approval. The credit inquiry necessary for the new account will ding your credit score a few points, and the lender might wonder just how much you plan on spending with that new account.

Part of the mortgage process is a final check to ensure you can afford the loan. Neither you nor the lender wants the payments to be a struggle, so don’t give the lender any reason to doubt your creditworthiness.

There are other ways a transaction can fall apart before closing. Be sure to consult with your Texas REALTOR® about contract deadlines and other to-do items to ensure you close on your new property.

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